City of Panama City Beach Water Dept, FL: Bill Pay & Phone 2026

Updated 2026 • Official Links Checked

City of Panama City Beach Water Dept, FL: Bill Pay, Phone Number, Hours & Official Utility Help

Use this practical Panama City Beach water bill guide to pay online, pay by phone, set up Auto Pay, call Utility Billing, mail a payment, report water or sewer leaks, check service fees, contact water quality staff and avoid using the wrong Panama City utility page.

888-977-8721
Phone payment
850-233-5100
Ext. 3 billing
7:30–4
Mon–Fri hours
Auto Pay
Portal option

🔒 Official Panama City Beach Water Bill & Utility Resources

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Phone payment
888-977-8721
Use this number to pay by phone with your account number from your invoice.
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Utility Billing assistance
850-233-5100 ext. 3
Use this for new service, transfers, stop service, account name changes and billing questions.

01 — Start Here

Panama City Beach Water Bill Search Intent: Use PCBFL.gov, Not Panama City, FL

People searching “Panama City Beach Water Department bill pay” usually want the official payment portal, the phone payment number, Utility Billing hours, mailing address, water leak reporting, Auto Pay, service transfer help or water quality resources.

The biggest mistake is confusing Panama City Beach with Panama City. These are separate local governments with different utility billing pages, phone numbers and payment portals.

For City of Panama City Beach water service, use the official pcbfl.gov pages and the Paymentus portal linked from the City. Do not use a Panama City, FL utility page unless your bill clearly says City of Panama City.

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Simple rule: If your bill says City of Panama City Beach, use the PCBFL.gov Utility Billing page or the official Paymentus portal. If the bill says City of Panama City, that is a different utility system.

Need to pay?

Use Paymentus online or call 888-977-8721 with your account number from the invoice.

Need account help?

Call Utility Billing Customer Service at 850-233-5100 ext. 3 during posted business hours.

Need leak help?

Report water or sewer issues through SeeClickFix. For after-hours emergencies, call 850-233-5050 option 3.

02 — Pay Online

How to Pay Your Panama City Beach Water Bill Online

The official online payment route is the Paymentus customer portal linked from the City of Panama City Beach website. You can make a one-time payment or register for account access.

1
Open the official Paymentus customer portal
Use the City-linked payment portal, not a random bill-pay result.

Open the official portal here: Panama City Beach Paymentus Customer Portal.

The portal offers one-time payment and registered login options.

2
Choose one-time payment or register
One-time payment is fastest; registration is better for regular customers.

Use “Make One Time Payment” if you only need to pay now. Register if you want to manage the account, save details or set up Auto Pay.

3
Enter your account number without leading zeros
This is a very important PCB-specific payment tip.

The City says not to include zeros that appear in front of the numbers. For example, if the bill shows 000035647-00034918, enter 35647-34918.

This small detail can save you from payment lookup errors.

4
Review payment and posting timing
Payment timing matters when the bill is close to due.

The Paymentus portal says payments made prior to midnight will be posted to your account next day, while payments made after midnight will be posted within 48 hours.

Save the confirmation number after paying.

Best payment tip: The City says it does not charge for debit or credit card payments. Still, review the payment screen before submitting and keep your confirmation number.
03 — Payment Options

Panama City Beach Water Bill Payment Options: Online, Phone, Mail and Drop-Off

Choose the payment method based on how urgent the bill is and whether you need proof of payment quickly.

Payment MethodOfficial RouteBest ForImportant Tip
Online Paymentus portal Fast one-time payment or registered account access Do not enter leading zeros in the account number.
Phone payment 888-977-8721 Customers who prefer paying by phone Have your account number ready before calling.
Auto Pay Set up through the online payment portal Avoiding missed due dates Confirm the funding method and keep your email active.
Mail City of Panama City Beach, ATTN: Utility Billing and Customer Service, 230 S Arnold Rd., Panama City Beach, FL 32413 Check or money order payments Mail early; do not use mail for urgent past-due payments.
Drop-off box Drop-off payment box at the end of the driveway off San Vincente St. Local payment drop-off The City says the mailbox/dropbox at 116 S Arnold Rd. is no longer used for water bill payments.
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Do not use the old Public Services Building box: The City notes that the mailbox and dropbox at 116 S Arnold Rd. are no longer used for water bill payments.
04 — Phone, Hours & Address

Panama City Beach Water Department Phone Number, Billing Hours and Mailing Address

Use the correct number depending on whether you are paying, asking a billing question, reporting a leak or asking about water quality.

Phone payment

888-977-8721

Use this number to make a payment by phone with your utility account number.

Utility Billing Customer Service

850-233-5100 ext. 3

Use for billing help, new service, transfers, stop service and account questions.

Billing office hours

Monday through Friday
7:30 am to 4 pm

Call earlier in the day if your issue involves payment posting, service transfer or account changes.

Mailing address

City of Panama City Beach
ATTN: Utility Billing and Customer Service
230 S Arnold Rd.
Panama City Beach, FL 32413

05 — Start / Stop Service

Start, Transfer, Stop or Change a Panama City Beach Water Account

For new service, transferring service to another address, stopping service or changing the account name, contact Utility Billing and Customer Service directly.

1
Confirm you are inside Panama City Beach utility service
Nearby addresses may not always use the same utility provider.

Before opening or transferring service, confirm that the property is served by the City of Panama City Beach. If you are unsure, call Utility Billing at 850-233-5100 ext. 3.

2
Call for the correct account action
New service, transfer, stop service and name changes are billing tasks.

The Utilities Department page directs users to the Utility Billing and Customer Service Division for new service, transfers, stop service, account name changes and all other billing inquiries.

3
Ask about documents, deposit and timing
Do this before move-in day.

Ask what identification, lease/ownership proof, service address, deposit or account information is required. This avoids delays if you are moving into a home, condo, rental or business space.

06 — Leaks & Emergencies

Report a Panama City Beach Water or Sewer Leak, Sewer Backup, Low Pressure or Water Quality Issue

The City maintains water, sewer and reclaimed water lines in City rights-of-way and dedicated easements. Customer-side plumbing issues may be different from City-side line issues.

After-hours emergency

850-233-5050 option 3

Use for emergency water or sewer concerns after normal hours.

Report through SeeClickFix

Open the report portal

Categories include water line break, sewer line break, sewer backup, water quality issue, low water pressure and no water.

Customer-side issue fees

After-hours reactivation, shut-off and customer-side service requests can carry higher fees.

1
Decide if it is urgent
Water on street, sewer backup or no water may need faster reporting.

If water is flowing, sewer is backing up, a line appears broken, or the issue is happening after hours, call the after-hours emergency line at 850-233-5050 option 3.

2
Use SeeClickFix for non-immediate reports
This creates a service request trail.

Use SeeClickFix for water line breaks, sewer line breaks, sewer backup inside a building, broken meter box/lid, lift station alarm, low water pressure, no water, water quality issues and related utility reports.

3
Take photos and note timing
Helpful if the issue causes damage or a high bill.

Take clear photos, note the date and time, save the SeeClickFix request number and keep plumber invoices if a private-side repair is needed.

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Do not tamper with meters or equipment: The official fee schedule lists tampering and illegal usage fines. Call the City instead of removing locks, opening meters or trying to restore service yourself.
07 — Fees

Panama City Beach Water Service Fees, After-Hours Charges and Meter Testing

The City’s Utilities Department service fee schedule includes meter rereads, meter accuracy testing, customer-side service fees, hydrant meter fees, activation/reset fees and tampering fines.

Fee / SituationOfficial Amount ListedPractical Advice
Meter reread No fee for 1st reread per calendar year; $25 each additional reread Use this if you believe a reading is wrong, but check for leaks first.
Meter accuracy testing $75, refundable if the meter is found inaccurate Ask Billing what records are needed before requesting a test.
Business hours service fee $25 Schedule non-emergency customer-side service during business hours when possible.
After-hours service fee $200 inside City limits / $250 outside City limits Use after-hours help for real urgent needs, not routine account changes.
Activation/reset fees $50 inside City limits / $62.50 outside City limits during business hours Confirm whether this applies before requesting service restoration or reset.
Tampering – residential $150 first offense, $300 second offense, $600 plus law enforcement referral third offense Never alter City meters, locks, boxes or service equipment.
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Fee-saving tip: If the issue is not an emergency, try to handle it during business hours. The after-hours fee is much higher, especially outside City limits.
08 — Water Quality

Panama City Beach Water Quality Report, Lead Service Line Check and Drinking Water Questions

The City publishes annual water quality information and offers a water service line verification project for customers who want to check property service-line information.

Water quality questions

850-233-5100 ext. 6888

Use this extension for questions about water quality or the annual report.

Annual report

2024 Annual Water Quality Report

The report explains the water source, treatment, monitoring and test results.

Service line check

Water Service Line Verification Project

Use the official project page to learn how to check your property.

The 2024 water quality report says Panama City Beach purchases all drinking water used in its utility franchise service area from the Bay County Water System, then provides it to customers through the City’s storage, pumping and transmission systems.

The City’s water service line verification page says the City regularly tests for lead and other contaminants as required by state and federal regulations, and that none had been found in the City’s 2023 service-line inventory to date.

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Water quality tip: If you notice taste, odor, color, pressure changes or suspected lead concerns, use the official water quality phone extension or SeeClickFix category instead of only calling the payment line.
Local Insider Tips

Practical Panama City Beach Water Bill Tips That Save Time and Avoid Wrong Payments

These small details are especially useful for Panama City Beach customers because nearby city names and utility pages can be confusing.

Tip 01

Check the city name on your bill

Panama City Beach and Panama City are different. The correct Panama City Beach portal is linked from pcbfl.gov and uses the Paymentus page for PCB.

Tip 02

Remove leading zeros from the account number

The City specifically warns not to include zeros in front of account numbers when paying online or by phone.

Tip 03

Use Auto Pay if you live there full-time

Auto Pay can help avoid late payments, especially if you travel or manage a vacation property remotely.

Tip 04

Use SeeClickFix for utility issue records

For water line breaks, sewer backups, low pressure or no-water reports, SeeClickFix creates a useful service request trail.

09 — FAQs

Panama City Beach Water Department Bill Pay FAQs

These FAQs answer real search questions about paying a PCB water bill, phone payment, billing hours, mailing address, leaks, after-hours emergencies and water quality.

Q
How do I pay my Panama City Beach water bill online?

Use the official Paymentus portal at https://ipn.paymentus.com/cp/pcb1. You can make a one-time payment or register for account access.

Q
What is the Panama City Beach water bill phone payment number?

Call 888-977-8721 to pay by phone with your account number.

Q
What is the Utility Billing Customer Service phone number?

For billing help, call 850-233-5100 ext. 3.

Q
What are Panama City Beach Utility Billing hours?

The official Pay My Water Bill page lists hours as Monday through Friday, 7:30 am to 4 pm.

Q
Where do I mail my Panama City Beach water bill payment?

Mail payments to City of Panama City Beach, ATTN: Utility Billing and Customer Service, 230 S Arnold Rd., Panama City Beach, FL 32413.

Q
Does Panama City Beach charge for credit card payments?

The City states that it does not charge for debit or credit card payments. Review the payment screen before submitting in case payment processor terms change.

Q
Why is my Panama City Beach account number not working online?

The City says not to include zeros in front of the account numbers. For example, 000035647-00034918 should be entered as 35647-34918.

Q
Who do I call for after-hours water or sewer emergencies?

For after-hours emergency water or sewer concerns, call 850-233-5050 option 3.

Q
How do I report a water or sewer leak in Panama City Beach?

Use the official SeeClickFix portal for water line breaks, sewer line breaks, sewer backup, water quality issues, low water pressure, broken meter boxes and no-water reports. For after-hours emergencies, call 850-233-5050 option 3.

Q
Who do I call for Panama City Beach water quality questions?

For water quality questions, call the City of Panama City Beach Utilities Department at 850-233-5100 ext. 6888.

Final Takeaway

The Safest Way to Pay or Fix a Panama City Beach Water Bill Issue

For normal payment, use the official Paymentus Customer Portal or pay by phone at 888-977-8721. For billing help, new service, transfers, stop service or account changes, call 850-233-5100 ext. 3.

If your issue is a water leak, sewer backup, low pressure, no water or water quality concern, use the official SeeClickFix portal or the correct emergency/water quality phone number instead of only using the bill payment line.

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Editorial note: This guide is an independent user-help article for WaterBillsPay.org. Official City of Panama City Beach and Paymentus links were reviewed before publication. Always confirm current fees, deadlines, payment posting rules and service requirements directly with the City before making time-sensitive payment decisions.
Free USA Water Bill Payment & Utility Help Tool

Pay Your Water Bill Safely, Fix High Bills, Avoid Shutoff, Start Service and Find Official Utility Links

Use this free USA water bill assistant before paying online, calling utility billing, setting up AutoPay, checking a high bill, requesting leak help, starting or stopping service, handling a past due account, or searching for the official city utility portal.

Start Water Bill Helper
10 toolsPay bill, guest pay, AutoPay, high bill, leak, shutoff, reconnect, start service and official links.
USA-wideWorks for city, county, town, parish, water authority and private utility billing pages.
No account dataNo account number, card, address, login, email or personal details are collected.
Mobile-firstBuilt for users who need a quick answer from a phone before paying or calling.

What water bill problem do you need to solve?

Choose your situation. The tool will suggest the safest route, what to prepare, and which official page or office to check first.

Safe payment rule

Open the official city, county, water authority or utility website first. Do not enter account details into a random sponsored payment page.

High bill rule

If the bill is unusually high, compare usage, billing days, meter read type, toilet leaks, irrigation, late fees and leak adjustment rules before paying blindly.

Safe Water Bill Payment Route

Choose how you want to pay. This helps users avoid wrong portals, posting delays and urgent shutoff mistakes.

AutoPay / Bank Draft Setup Helper

Use this before enrolling in recurring payments so the first draft, current balance and payment date do not surprise you.

High Water Bill Review

Compare your normal bill and usage with the current bill. This gives a practical path before requesting a high bill review.

Use the same unit shown on your bill: gallons, CCF, HCF or units.

Leak Adjustment Proof Checklist

Use this before asking for a leak adjustment, high bill review, sewer adjustment or payment plan.

Past Due, Shutoff Notice and Reconnect Helper

Use this if your bill is late, you received a shutoff notice, service is off, or you need a payment plan.

Start, Stop or Transfer Water Service

Use this before moving, closing an account, starting service, transferring service or requesting a final bill.

Water Bill Cost Estimate

Estimate a simple monthly bill from base charge, water usage, sewer, stormwater, trash, service fees and late charges. Official tiered rates may be different.

Bill Dispute and Meter Reading Checklist

Use this before calling billing support about a meter reading, duplicate payment, wrong address, missing payment, estimated bill, or incorrect charge.

Official Water Bill Portal and Phone Finder

Enter city/utility and state to create safe searches for official water bill pay, phone payment, guest pay, AutoPay, start service, leak adjustment, reconnect, assistance and this site’s guide.

Official portal safety

  • Use official city, county, authority or utility websites first.
  • Check service address before paying.
  • Save confirmation number and screenshot.
  • Call the utility for shutoff or reconnect situations.

Best sitewide placement

Place this tool after the first payment section or before FAQs. It turns every water bill article into a practical help page, not only a list of links.

Important note

This tool gives educational guidance only. Always confirm payment portals, fees, shutoff rules, assistance programs, account balance and reconnection steps with the official utility.

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