Findlay Water Department, OH: Bill Pay, Phone Number & Hours 2026

Updated 2026 • Official Links Checked

Findlay Water Department, OH: Bill Pay, Phone Number, Hours & Address

Use this practical City of Findlay Water/Sewer Billing guide to pay your bill online, by phone, bank bill pay, no-fee AUTOPAY, mail, in person or 24-hour drop box, plus start service, end service, check deposits and report after-hours water emergencies.

419-424-7190
Billing office
136 Blanchard
Office address
8–4:45
Mon–Fri hours
419-424-7193
After-hours emergency

🔒 Official City of Findlay Water/Sewer Resources

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Water/Sewer Billing Office
419-424-7190
Use for billing questions, start service, end service, deposits, account help and payment questions.
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Phone payment / ACI Payments
1-800-272-9829
Choose option 3 and use jurisdiction code 4553. ACI Payments charges a convenience fee.

01 — Start Here

Before You Pay a Findlay Water/Sewer Bill, Use the Official City Billing Office Route

Most people searching “Findlay Water Department bill pay” want the official payment link, billing office phone, address, hours, drop box details, AUTOPAY setup, deposit rules and emergency contact.

The City of Findlay Water/Sewer Billing Office handles meter reading, billing, collection and customer service for approximately 20,000 accounts. It is the correct office for water and sewer bill payment questions.

Findlay provides multiple official payment methods: online card payment through ACI Payments, phone payment, bank bill pay, in-person payment, 24-hour drop boxes, mail payment and no-fee AUTOPAY by bank draft.

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Simple rule: For payment, start from the official City of Findlay Bill Pay page. For no-fee recurring payment, AUTOPAY is usually better than credit-card payment because the City says there is no charge for AUTOPAY.

For fast card payment

Use the official ACI Payments link from the City bill pay page or call ACI by phone.

For no-fee recurring payment

Use AUTOPAY from checking or savings after submitting the Automatic Payment Application.

For after-hours drop-off

Use the 24-hour drop boxes, but remember payments are processed the next business morning.

02 — Pay Bill

How to Pay Your Findlay OH Water/Sewer Bill Online

The official online payment route is linked from the City of Findlay Bill Pay – Water/Sewer page. Online card payments are processed by ACI Payments.

1
Open the official City bill pay page
Start from findlayohio.gov to avoid unofficial processors.

Open the official page here: City of Findlay Bill Pay – Water/Sewer.

Use the “Pay bill online” link provided on that page for the official card-payment route.

2
Enter the utility account number exactly
Wrong account numbers can delay or misapply payment.

Use the account number printed on your City of Findlay water/sewer bill. If using your bank bill pay, the City specifically says to use the correct City of Findlay Utility account number.

3
Review ACI convenience fee
Online and phone card payments include provider fees.

The City says ACI Payments collects a nominal fee for online credit-card payment. It also says there is no dollar limit for these transactions.

4
Save your confirmation
Important near the due date or delinquent period.

Save your receipt or confirmation number. If your account is close to delinquent status, call the billing office at 419-424-7190 if you need account-specific confirmation.

Best payment tip: Use online card payment when speed matters, but use AUTOPAY if you want the lowest-cost recurring option. The City says AUTOPAY has no charge.
03 — Payment Options

Findlay Water/Sewer Bill Payment Options: Online, Phone, AUTOPAY, Bank Bill Pay, Office, Drop Box and Mail

The best payment option depends on whether you want quick card payment, no-fee recurring payment, bank bill pay, or in-person assistance.

Payment MethodOfficial RouteBest ForImportant Tip
Online card payment ACI Payments link from City bill pay page Fast credit-card payment ACI collects a convenience fee; no dollar limit is listed.
Phone payment 1-800-272-9829, option 3, jurisdiction code 4553 Paying by phone with credit card ACI convenience fee applies.
AUTOPAY Automatic Payment Application No-fee automatic checking or savings draft Attach voided check or official bank document.
Your bank bill pay Your bank’s online bill pay Bank dashboard users Use correct City of Findlay Utility account number.
In person 136 N. Blanchard St. Cash, check, money order or office help Visa/Mastercard accepted with ACI convenience fee.
Drop boxes Water Office and Municipal Building locations After-hours check or money order drop-off Payments process the next business morning.
Mail City of Findlay Water Department, 136 N Blanchard St., Findlay, OH 45840 Non-urgent check or money order payment Do not send cash by mail.
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Timing warning: Drop box payments are processed the morning of the next business day. If your account is already delinquent, online/phone payment plus a call to the billing office may be safer.
04 — Phone, Address & Hours

Findlay Water/Sewer Billing Office Phone Number, Address, Hours and Mail Details

Use the Water/Sewer Billing Office for bill payment, deposits, service setup, ending service, account questions and customer service.

Billing office phone

419-424-7190

Use for billing questions, start service, end service, deposits and account support.

Office address

136 North Blanchard St.
Findlay, OH 45840

This is the Water/Sewer Billing Office and mail payment address.

Office hours

Monday–Friday
8:00 AM to 4:45 PM

Visit during business hours for service applications and account help.

Email / fax

WaterForms@FindlayOhio.gov
Fax: 419-424-7473

Use official forms and contact the office if unsure what documents are needed.

05 — AUTOPAY

Findlay AUTOPAY: No-Fee Automatic Water/Sewer Bill Payment

The City calls AUTOPAY the most inexpensive and convenient way to pay a water/sewer bill because it drafts the payment automatically from checking or savings.

No City charge

The City states there is no charge to pay by AUTOPAY.

Automatic bank debit

Your bill is automatically withdrawn from checking or savings.

Application required

Complete the Automatic Payment Application and attach a voided check or official bank document.

Bill still may arrive

The City says you may still receive a bill in the mail, but payment is automatically withdrawn.

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AUTOPAY tip: Keep paying manually until you confirm AUTOPAY is active. Do not assume the next bill will draft unless the billing office has processed your application.
06 — Drop Boxes & Mail

Findlay Water/Sewer Drop Boxes and Mail Payment Rules

Drop boxes are useful after hours, but they are not instant posting. Mail payment is good for routine bills, not urgent delinquent situations.

1
Use Water Office drop boxes
Available in front of the Water Office Building and inside the vestibule.

The City lists drop boxes in front of the Water Office Building and inside the vestibule of the Water Office.

2
Use the Municipal Building parking lot drop box
Located on West Crawford Street.

The City also lists a drop box in the Municipal Building parking lot on West Crawford Street.

3
Remember next-business-morning processing
Drop box does not mean immediate posting.

The City says payments deposited at either location are processed the morning of the next business day.

4
Mail payment only when time allows
Use check or money order, not cash.

Mail your payment with the bottom portion of your utility bill to City of Findlay Water Department, 136 N Blanchard St., Findlay, OH 45840. The City says not to send cash in the mail.

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Drop box tip: Use check or money order with your account number clearly written. Keep your check copy or money-order receipt until the payment appears on your account.
07 — Start / End Service

Start or End Findlay Water/Sewer Service

For preexisting water and sewer services, the official FAQ says customers should fill out an application at the Water/Sewer Billing Office during office hours.

Photo ID required

A driver’s license or other photo ID is required to start service.

$100 water deposit

The FAQ lists a $100 deposit for water service.

$100 sewer deposit

The FAQ lists a $100 deposit for sewer service. If both services apply, both deposits are charged.

Service NeedOfficial DetailPractical Tip
Start serviceApply at 136 N. Blanchard St.Bring photo ID and deposit money.
Water deposit$100Applies when water service is started.
Sewer deposit$100If both water and sewer are needed, both deposits apply.
Rental / lease / land contractAdditional approval from land owner neededContact owner before visiting the office.
End serviceCall 419-424-7190 during office hoursRequest may result in meter being turned off or removed.
Deposit returnRules vary by owner-billed vs non-owner accountsAsk how your deposit will apply before closing service.
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Moving tip: Call 419-424-7190 before your move date. If you are renting or buying on land contract, get land-owner approval ready before visiting.
08 — Due Dates, Bill Access & High Bills

Findlay Water/Sewer Bill Due Dates, SmartPay Works Bill Access and High Bill Checks

Findlay residential water/sewer billing is bi-monthly, and due dates depend on location. The City also offers SmartPay Works for online bill viewing, not payment.

North / West zone

Bi-monthly residential bills for properties north of the Blanchard River and west of CR 236 are due on the 12th of even months.

South / East zone

Bi-monthly residential bills for properties south of the Blanchard River and east of CR 236 are due on the 12th of odd months.

SmartPay Works

The City says SmartPay Works is for viewing your utility bill before it goes to the post office, not for making online payments.

High bill clues

Seasonal use, pools, gardens, lawn watering, guests, toilet training and leaks can all increase usage.

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High bill tip: Check toilets first. The City FAQ says toilet leaks are hard to visualize because water is lost directly to the sewer and can increase bills substantially.
09 — Leak Adjustment

Findlay Water Leak Adjustment Rules and Practical Steps

Not every leak qualifies for adjustment. The official FAQ says the only adjustment for a leak is an underground leak on the water line from the meter into the house.

1
Check common household leaks first
Toilets and faucets can create high bills.

The FAQ says a slow faucet drip can waste almost 3 gallons of water per day, and toilet leaks can substantially increase bills because water is lost directly to the sewer.

2
Know what qualifies
The City’s listed adjustment is narrow.

The official FAQ says the only adjustment for a leak is an underground leak on the water line from the meter into the house.

3
Repair the line and keep plumber documentation
A plumber’s bill is required.

After you replace the line, call the billing office for the adjustment. The FAQ says a plumber’s bill must be submitted.

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Leak tip: Keep the plumber invoice, repair date, photos and a short explanation. Call the office after the underground line is repaired, not before the repair is completed.
10 — Emergency & Digging

Findlay Water Distribution and After-Hours Emergency Contact

Billing questions and field emergencies use different contact paths. Use the Billing Office for account questions and Water Distribution / after-hours numbers for urgent water system problems.

After-hours emergency

419-424-7193

Listed by the City as the after-hours emergency number for Water Distribution.

Water Distribution

419-424-7192

Use for public water mains, service lines, hydrants and meter-related distribution issues.

Billing Office

419-424-7190

Use for account, payment, deposits, start service and end service questions.

Call before digging

Call 811 or 1-800-362-2764

Ohio law requires contact before digging projects.

ProblemCallWhat to Say
Billing question419-424-7190Have account number and service address ready.
Water main / hydrant / meter issue419-424-7192Give the nearest address, visible water flow and safety concern.
After-hours emergency419-424-7193Explain if water is flowing, a line appears broken, or property is at risk.
Digging project811 or 1-800-362-2764Contact Ohio Utilities Protection Service before digging.
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Emergency tip: Do not use routine billing contact for an active water emergency after hours. Call 419-424-7193 if it is urgent and the office is closed.
Local Insider Tips

Practical Findlay Water Bill Tips That Save Time, Fees and Wrong-Route Problems

These details help when paying close to the due date, starting service, using AUTOPAY, checking high bills or using drop boxes.

Tip 01

Use AUTOPAY for recurring no-fee payment

The City says AUTOPAY has no charge and helps eliminate late fees when funds are available.

Tip 02

SmartPay Works is not bill payment

The City says SmartPay Works is for viewing bills before mailing, not making online payments.

Tip 03

Drop boxes process next business morning

If payment timing is urgent, do not assume a drop box payment posts instantly.

Tip 04

Bring ID and deposits for new service

Start-service customers need photo ID and may need both $100 water and $100 sewer deposits.

11 — FAQs

Findlay Water Department Bill Pay FAQs

These FAQs answer the real questions people search before paying a City of Findlay water/sewer bill or calling the billing office.

Q
How do I pay my Findlay OH water/sewer bill online?

Use the official City of Findlay Bill Pay – Water/Sewer page and select the online bill pay link. The City uses ACI Payments for online credit card payment, and ACI charges a convenience fee.

Q
What is the Findlay Water/Sewer Billing Office phone number?

Call the City of Findlay Water/Sewer Billing Office at 419-424-7190.

Q
What is the phone number to pay a Findlay water bill?

Call 1-800-272-9829, choose option 3, and use jurisdiction code 4553. ACI Payments charges a convenience fee.

Q
Where is the Findlay Water/Sewer Billing Office located?

The Water/Sewer Billing Office is located at 136 North Blanchard St., Findlay, OH 45840.

Q
What are Findlay Water/Sewer Billing Office hours?

The office is open Monday through Friday, 8:00 AM to 4:45 PM.

Q
Where do I mail my Findlay water/sewer bill payment?

Mail payment to City of Findlay Water Department, 136 N Blanchard St., Findlay, OH 45840. Send check or money order with the bottom portion of your bill, and do not send cash.

Q
Does Findlay offer automatic water bill payment?

Yes. Findlay offers AUTOPAY by Electronic Fund Transfer from checking or savings. The City says there is no charge for AUTOPAY.

Q
How much is the Findlay water/sewer service deposit?

The official FAQ says there is a $100 deposit for water service and a $100 deposit for sewer service. If both services are needed, both deposits apply.

Q
Who do I call for Findlay after-hours water emergencies?

The City lists the Water Distribution Department at 419-424-7192 and after-hours emergency at 419-424-7193.

Q
Is WaterBillsPay.org the official City of Findlay website?

No. WaterBillsPay.org is an independent informational guide. Always pay, confirm fees and verify account rules through official City of Findlay links.

Final Takeaway

The Safest Way to Pay or Fix a Findlay Water/Sewer Bill Issue

For normal payment, use the official City of Findlay Bill Pay page, ACI online payment link, phone payment at 1-800-272-9829 with jurisdiction code 4553, AUTOPAY, bank bill pay, in-person payment, drop box or mail payment to 136 N Blanchard St.

For billing help, call 419-424-7190. For Water Distribution issues, call 419-424-7192. For after-hours water emergencies, call 419-424-7193. For no-fee recurring payment, AUTOPAY is the strongest option because the City says there is no charge.

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Editorial note: This independent guide was prepared to help customers find official City of Findlay Water/Sewer Billing resources. Official links were reviewed before publication, but customers should always confirm current balance, fees, due dates, deposit rules, payment posting and emergency instructions directly with the City of Findlay.
Free USA Water Bill Payment & Utility Help Tool

Pay Your Water Bill Safely, Fix High Bills, Avoid Shutoff, Start Service and Find Official Utility Links

Use this free USA water bill assistant before paying online, calling utility billing, setting up AutoPay, checking a high bill, requesting leak help, starting or stopping service, handling a past due account, or searching for the official city utility portal.

Start Water Bill Helper
10 toolsPay bill, guest pay, AutoPay, high bill, leak, shutoff, reconnect, start service and official links.
USA-wideWorks for city, county, town, parish, water authority and private utility billing pages.
No account dataNo account number, card, address, login, email or personal details are collected.
Mobile-firstBuilt for users who need a quick answer from a phone before paying or calling.

What water bill problem do you need to solve?

Choose your situation. The tool will suggest the safest route, what to prepare, and which official page or office to check first.

Safe payment rule

Open the official city, county, water authority or utility website first. Do not enter account details into a random sponsored payment page.

High bill rule

If the bill is unusually high, compare usage, billing days, meter read type, toilet leaks, irrigation, late fees and leak adjustment rules before paying blindly.

Safe Water Bill Payment Route

Choose how you want to pay. This helps users avoid wrong portals, posting delays and urgent shutoff mistakes.

AutoPay / Bank Draft Setup Helper

Use this before enrolling in recurring payments so the first draft, current balance and payment date do not surprise you.

High Water Bill Review

Compare your normal bill and usage with the current bill. This gives a practical path before requesting a high bill review.

Use the same unit shown on your bill: gallons, CCF, HCF or units.

Leak Adjustment Proof Checklist

Use this before asking for a leak adjustment, high bill review, sewer adjustment or payment plan.

Past Due, Shutoff Notice and Reconnect Helper

Use this if your bill is late, you received a shutoff notice, service is off, or you need a payment plan.

Start, Stop or Transfer Water Service

Use this before moving, closing an account, starting service, transferring service or requesting a final bill.

Water Bill Cost Estimate

Estimate a simple monthly bill from base charge, water usage, sewer, stormwater, trash, service fees and late charges. Official tiered rates may be different.

Bill Dispute and Meter Reading Checklist

Use this before calling billing support about a meter reading, duplicate payment, wrong address, missing payment, estimated bill, or incorrect charge.

Official Water Bill Portal and Phone Finder

Enter city/utility and state to create safe searches for official water bill pay, phone payment, guest pay, AutoPay, start service, leak adjustment, reconnect, assistance and this site’s guide.

Official portal safety

  • Use official city, county, authority or utility websites first.
  • Check service address before paying.
  • Save confirmation number and screenshot.
  • Call the utility for shutoff or reconnect situations.

Best sitewide placement

Place this tool after the first payment section or before FAQs. It turns every water bill article into a practical help page, not only a list of links.

Important note

This tool gives educational guidance only. Always confirm payment portals, fees, shutoff rules, assistance programs, account balance and reconnection steps with the official utility.

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