Pay Your Philadelphia Water Bill – Login & Payment Options (2026)

Philadelphia • Water Revenue Bureau payment help

Philly Water Bill Pay Help

Need to pay, dispute, lower, or understand a Philadelphia water bill? Start with the City’s official MyPhillyWaterBill path, then use the correct route for eCheck, card payment, AutoPay, payment plans, assistance, shutoff protection, old bills, or high-bill questions.

This guide is built for fast scanning: each task has the official link directly inside the step, plus the fee, phone number, address, and local warning that matters before you pay.

Start Here: Choose Your Philadelphia Water Bill Task

I want to pay online

Use MyPhillyWaterBill. You need your 9-digit Water Access Code and ZIP code.

Open MyPhillyWaterBill
I want no processing fee

Use eCheck or automatic bank payment. The City lists both as free.

See official fees
I cannot pay in full

Apply for assistance or request a payment plan instead of waiting for shutoff pressure.

Apply for assistance
I think the bill is wrong

Contact WRB first, then dispute if the issue is not solved.

Dispute a water bill

Pay a Philadelphia Water Bill Online: Practical Steps With Links

Open the official payment page first

Start from the City’s official “Pay a water bill” page or MyPhillyWaterBill. Avoid search ads and third-party pages that may look official.

Have the required details ready

The City says online payment requires your 9-digit Water Access Code, found on your bill, and your ZIP code.

Choose eCheck if you want the free route

For eCheck, you need your bank’s 9-digit routing number and checking or savings account number. The City lists eCheck as free.

Check card fees before paying

Online or telephone debit/credit card fees are listed as $2.95 residential and $15.95 commercial. In-person card fees are different.

Save payment proof

Keep the date, amount, payment method, confirmation, and bank/card record. If the payment is late, also save screenshots and any email receipt.

Philadelphia Water Bill Payment Methods and Fees

Payment method Official detail Best for Official link
Automatic bank payments Listed as free. Set up recurring automatic monthly payments through a MyPhillyWaterBill account and AutoPay. Customers who want fewer late-payment risks. Set up online
eCheck Listed as free. Requires routing number and checking/savings account number. Customers who want to avoid card processing fees. eCheck instructions
Online/phone debit or credit card Residential card fee: $2.95. Commercial card fee: $15.95. Fast card payment when the fee is acceptable. Card fee details
In-person debit card Listed in-person debit fee: $3.45. In-person debit must be PIN-protected. VISA debit is not accepted in person but can be used online. Customers visiting a municipal services center. In-person fees
In-person credit card Listed in-person credit fee: 2.10% or $1.50 minimum. Customers who need to pay at a service location. Payment centers
Mail Send check or money order payable to Water Revenue Bureau with the return portion of your bill. Customers who prefer paper payment and are not near the due date. Mailing address below
Late-fee warning: The City lists a 5% late fee if you do not pay on time, plus an additional 0.5% charge for each month water charges are unpaid. Returned checks are listed as $20.

AutoPay, Old Bills and Payment History

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AutoPay

Create a MyPhillyWaterBill account and sign up for AutoPay if you want recurring automatic monthly payments.

Open MyPhillyWaterBill
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Last 13 months

The City says you can use MyPhillyWaterBill to find and print water bills for the last 13 months.

Find recent bills
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Older bill copy

For older bills, contact the Water Revenue Department at 215-685-6300 or request a copy in person.

Contact WRB/PWD

Phone, Mail and In-Person Philadelphia Water Bill Payment

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Pay or ask by phone

  • Call 215-685-6300 for billing questions and eCheck payment help.
  • Call 877-309-3709 for the interactive voice card-payment system.
  • Water billing phone hours are listed as Monday–Friday, 8 a.m.–5 p.m.
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Pay by mail

Mail the return portion of your bill with check or money order payable to:

Water Revenue Bureau
P.O. Box 41496
Philadelphia, PA 19101-1496

In-person location Address Hours / cash note
Center City Municipal Services Building, 1401 JFK Blvd., Concourse Level Monday–Friday, 8:30 a.m.–5 p.m. Cash accepted at this location.
Northeast Philadelphia 7522 Castor Ave. Monday–Friday, 8:30 a.m.–5 p.m. No cash payments at this location.
North Philadelphia 2761 N. 22nd St. Monday–Friday, 8:30 a.m.–5 p.m. No cash payments at this location.

Water Bill Assistance, Discounts and Payment Plans

If you are struggling to pay: Philadelphia says anyone having trouble paying a water bill should apply for help. Assistance is designed for low-income customers, seniors, and people with special hardship. The City now uses one application for all assistance programs.

Apply online or by mail

Use the online form to start, print, or request an application. If applying by mail, send copies, not original documents.

Need application help?

Partner locations can usually scan documents and help submit an application. Call ahead before visiting.

Review can take time

The City says review may take about two months. Keep paying what you can while the application is processed.

Assistance contact: For application questions, email watercap@phila.gov or call 215-685-6300. Do not submit application materials by email.

Water Shutoff, Restoration or Prevention Help

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Do not ignore notices

If you receive a shutoff notice, contact the Water Revenue Bureau quickly. Assistance, payment agreements, or protections may apply.

Water customer programs
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Protection reasons

The City says shutoff protections are available for several reasons, including a medical situation.

Shutoff programs
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Payment agreements

Payment agreements can help customers who do not qualify for other programs but have a large bill they cannot pay at once.

Payment agreement help

Dispute a Philadelphia Water Bill

Contact WRB first

The City says your first step should be contacting the Water Revenue Bureau to discuss the issue. Many problems can be solved before a formal dispute.

Use phone, email or letter

You can call 215-685-6300, email wrbhelpdesk@phila.gov, or write to Water Revenue Bureau, P.O. Box 41496, Philadelphia, PA 19101-1496.

Request an informal hearing if needed

If customer service does not solve the issue and you receive a written decision, you may request an informal hearing with the Water Revenue Bureau.

High Philadelphia Water Bill Checklist

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Check for silent leaks

Running toilets, worn flappers, dripping faucets, basement pipes, outside spigots, and water heaters can raise usage before you notice.

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Compare bills

Use MyPhillyWaterBill to print recent bills and compare usage, not just the dollar amount.

View recent bills
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Dispute if needed

If you believe the amount, payment agreement terms, shutoff notice, or another bill issue is wrong, use the City’s dispute process.

Dispute the bill
Before calling: Gather your account number, Water Access Code, service address, bill date, current balance, payment history, leak photos or repair receipts, and the exact issue you want reviewed.

How Partial Water Bill Payments Are Applied

This matters if you pay less than the total amount due. The City says MyPhillyWaterBill lets you manually allocate amounts for water/sewer charges, repair charges, and HELP loans. If you do not use MyPhillyWaterBill and pay less than the total due, payments are distributed from oldest to newest debt, then in a set order.

Priority order when partial payments are not manually allocated What it means for users
1. Sundry invoicesExamples include bad-check fees, meter tamper charges, and lien fees.
2. Penalties and interestLate charges can be paid before new usage charges.
3. Stormwater chargesStormwater can receive payment before water/sewer service usage.
4. Water and sewer service and usageIncludes sewer service, water service, sewer usage, and water usage.
5. Payment agreementsPayments against payment agreements may come after service and usage categories.
6. Repair chargesRepair charges can be lower in the default allocation order.
7. HELP loansHELP loans are last in the listed default order.

Become a Philadelphia Water Customer or Change Service

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New customer

Property owners, tenants, and occupants should use the City’s Water Revenue services to set up a water and sewer services account.

Water Revenue services
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Moving or selling

Check for water liens, payoff requests, outstanding balances, and old bills before closing or handing over keys.

Water bill services
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Liens or judgments

The City provides services to resolve water liens and search for existing lien details on water accounts.

Lien services

Local Philadelphia Tips That Actually Help

Use eCheck for fee-sensitive payments

If you have your routing and account number, eCheck is the cleanest official no-processing-fee route listed by the City.

Cash payment means Center City

The City lists cash payment at the Municipal Services Building. Northeast and North Philadelphia locations list no cash payments.

Mail early, not near the due date

Mailing close to the due date can trigger late fees if the payment posts after the deadline. Use online/eCheck for faster control.

Assistance review is not instant

The City says assistance review may take about two months. Apply early and continue paying what you can while waiting.

Philadelphia Water Bill Payment Center Map

Use this map for general planning. Verify the payment center, hours, accepted payment type, and holiday schedule before visiting.

Center City

Municipal Services Building, 1401 JFK Blvd., Concourse Level.

Northeast

7522 Castor Ave. Listed no cash payments.

North Philadelphia

2761 N. 22nd St. Listed no cash payments.

Philadelphia Water Bill Payment FAQs

Where do I pay a Philadelphia water bill online?

Use the City’s official MyPhillyWaterBill portal at myphillywaterbill.phila.gov, or start from the official City “Pay a water bill” page.

What do I need to pay online?

You need your 9-digit Water Access Code from your bill and your ZIP code. For eCheck, you also need your bank routing number and checking or savings account number.

Is eCheck free for Philadelphia water bills?

Yes. The City lists eCheck and automatic bank payments as free. Debit and credit card payments have processing fees.

What is the Philadelphia water bill card fee?

Online and telephone debit/credit card fees are listed as $2.95 for residential accounts and $15.95 for commercial accounts. In-person card fees are different.

Can I pay a Philadelphia water bill by phone?

Yes. Call 215-685-6300 to pay with eCheck or get billing help. The City also lists 877-309-3709 for debit and credit card payments through an interactive voice system.

Where do I mail a Philadelphia water bill payment?

Mail check or money order with the return portion of your bill to Water Revenue Bureau, P.O. Box 41496, Philadelphia, PA 19101-1496.

Where can I pay in person?

The City lists payment centers at Municipal Services Building, 1401 JFK Blvd.; 7522 Castor Ave.; and 2761 N. 22nd St. Cash is listed for the Municipal Services Building only.

What should I do if I cannot afford my water bill?

Apply for water bill customer assistance or request a payment plan. The City uses one application for assistance programs and says review may take about two months.

How do I dispute a Philadelphia water bill?

Start by contacting the Water Revenue Bureau by phone, email, or letter. If the issue is not resolved after a written decision, you may request an informal hearing.

Does this page collect water bill payments?

No. This is an informational guide. Use official City of Philadelphia, Philadelphia Water Department, or MyPhillyWaterBill pages for live payment, balance, fees, assistance, and account support.

Best next step: If you only need to pay, open MyPhillyWaterBill with your 9-digit Water Access Code and ZIP code. Choose eCheck or automatic bank payment if you want the listed free route. If you cannot pay in full, apply for assistance or a payment plan before late fees, liens, or shutoff issues grow.
Free USA Water Bill Payment & Utility Help Tool

Pay Your Water Bill Safely, Fix High Bills, Avoid Shutoff, Start Service and Find Official Utility Links

Use this free USA water bill assistant before paying online, calling utility billing, setting up AutoPay, checking a high bill, requesting leak help, starting or stopping service, handling a past due account, or searching for the official city utility portal.

Start Water Bill Helper
10 toolsPay bill, guest pay, AutoPay, high bill, leak, shutoff, reconnect, start service and official links.
USA-wideWorks for city, county, town, parish, water authority and private utility billing pages.
No account dataNo account number, card, address, login, email or personal details are collected.
Mobile-firstBuilt for users who need a quick answer from a phone before paying or calling.

What water bill problem do you need to solve?

Choose your situation. The tool will suggest the safest route, what to prepare, and which official page or office to check first.

Safe payment rule

Open the official city, county, water authority or utility website first. Do not enter account details into a random sponsored payment page.

High bill rule

If the bill is unusually high, compare usage, billing days, meter read type, toilet leaks, irrigation, late fees and leak adjustment rules before paying blindly.

Safe Water Bill Payment Route

Choose how you want to pay. This helps users avoid wrong portals, posting delays and urgent shutoff mistakes.

AutoPay / Bank Draft Setup Helper

Use this before enrolling in recurring payments so the first draft, current balance and payment date do not surprise you.

High Water Bill Review

Compare your normal bill and usage with the current bill. This gives a practical path before requesting a high bill review.

Use the same unit shown on your bill: gallons, CCF, HCF or units.

Leak Adjustment Proof Checklist

Use this before asking for a leak adjustment, high bill review, sewer adjustment or payment plan.

Past Due, Shutoff Notice and Reconnect Helper

Use this if your bill is late, you received a shutoff notice, service is off, or you need a payment plan.

Start, Stop or Transfer Water Service

Use this before moving, closing an account, starting service, transferring service or requesting a final bill.

Water Bill Cost Estimate

Estimate a simple monthly bill from base charge, water usage, sewer, stormwater, trash, service fees and late charges. Official tiered rates may be different.

Bill Dispute and Meter Reading Checklist

Use this before calling billing support about a meter reading, duplicate payment, wrong address, missing payment, estimated bill, or incorrect charge.

Official Water Bill Portal and Phone Finder

Enter city/utility and state to create safe searches for official water bill pay, phone payment, guest pay, AutoPay, start service, leak adjustment, reconnect, assistance and this site’s guide.

Official portal safety

  • Use official city, county, authority or utility websites first.
  • Check service address before paying.
  • Save confirmation number and screenshot.
  • Call the utility for shutoff or reconnect situations.

Best sitewide placement

Place this tool after the first payment section or before FAQs. It turns every water bill article into a practical help page, not only a list of links.

Important note

This tool gives educational guidance only. Always confirm payment portals, fees, shutoff rules, assistance programs, account balance and reconnection steps with the official utility.

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