NKY Bill Pay – Online Water Payment Portal (2026)

Updated 2026 • Official NKWD Links

Northern Kentucky Water District Paymentus Portal, 24/7 Phone Pay, Drop Box and Payment Plan Help

Use this guide to pay your NKY water bill online, open the NKWD Paymentus customer portal, pay by phone, enroll in paperless billing, use drop boxes, pay at area banks, understand late penalties and contact Northern Kentucky Water District customer service.

24/7
phone payment
Portal
Paymentus access
10%
late penalty
3
drop box locations
Northern Kentucky Water District Customer Service
859-578-9898

Main office: 2835 Crescent Springs Road, Erlanger, KY 41018. Mailing address: P.O. Box 18640, Erlanger, KY 41018. Office hours: Monday–Friday, 8 a.m.–5 p.m.


01 — Overview

NKY Water Bill Payment Basics for Northern Kentucky Water District Customers

Northern Kentucky Water District customers can pay online through the Paymentus customer portal, pay by phone 24/7, use drop boxes, visit participating Heritage Bank locations for expedited payment processing, or contact customer service for account help.

The Customer Portal is the best option if you want to pay online, download a PDF of your bill, enroll in paperless billing, quickly see how much you owe, view past payment information and receive account notifications.

If you are looking for sewer, stormwater or sanitation charges, that may be handled separately by Sanitation District No. 1. This article is for the NKWD water bill, not the SD1 sanitation bill.

Simple rule: Use NKWD’s official Pay Your Bill page or Paymentus customer portal. Avoid unrelated bill-pay websites when your account is delinquent, near cutoff, or needs payment-plan help.
NeedOfficial NKWD OptionWhat To Know
Pay onlinePaymentus Customer PortalPay bill, download PDF, view amount owed and payment history.
Pay by phone859-578-9898Automated payment option is available 24/7.
Paperless billingCustomer PortalSelect paperless to receive the bill by email.
Drop off paymentNKWD / Campbell Library / SD1 drop boxesUse drop boxes when there is enough processing time.
Possible cutoffCall NKWD before termination datePayment plan must be requested before service is terminated.

02 — Online Payment

How to Pay NKY Water Bill Online Through the Paymentus Customer Portal

The official NKWD Pay Your Bill page links customers to the Paymentus customer portal. Use this route before entering account or payment details.

1
Open the official NKWD Pay Your Bill page
Start from nkywater.org

Start from the official Northern Kentucky Water District website and select Pay Your Bill. This keeps you on the verified route to the Paymentus customer portal.

Official bill pay pagehttps://www.nkywater.org/180/Pay-Your-Bill
2
Log in to the Customer Portal
Use Paymentus-powered portal

Use the Customer Portal to pay your account, download a PDF of your bill, see your amount owed, check past payment information and receive account notifications.

Customer portalhttps://ipn2.paymentus.com/cp/nkwd
3
Enter customer and account details from your bill
Use the latest bill for correct lookup

Use your current NKWD bill. If you also use Heritage Bank or a bank bill-pay system, NKWD says you need a copy of your bill or your customer and account number.

4
Choose paperless billing if you want email bills
Select “Yes” for paperless option

NKWD says if you prefer to receive your bill by email, select “Yes” for the paperless option in the Customer Portal.

5
Submit payment and save confirmation
Important for delinquent accounts

Save the confirmation number, payment amount, payment date, account number and screenshot or email receipt. If you have a cutoff notice, call 859-578-9898 after paying.

Online portal tip: Portal registration is better than a one-time payment habit because you can view previous payments, download bills, receive account notifications and switch to paperless billing.

03 — Phone and Mobile App

NKWD Phone Payment, Automated Payment Option and Paymentus Mobile App

NKWD says customers can pay the water bill by phone 24 hours a day, 7 days a week. Customers can pay by Visa, MasterCard or Discover without accessing a customer service representative.

24/7 phone pay

Call 859-578-9898 and follow the prompts for the Automated Payment Option.

Accepted cards

NKWD lists Visa, MasterCard and Discover for automated phone card payment.

Mobile app

NKWD says free iPhone and Android apps are powered by Paymentus.

1
Keep your NKWD bill ready
Automated systems need exact account details

Before calling, keep your account number, customer number, service address, amount due and payment method ready.

2
Call the official NKWD number
Use the automated payment prompts

Call NKWD and follow the prompts for the Automated Payment Option.

Phone payment859-578-9898
3
Save confirmation after phone payment
Useful if posting or cutoff timing matters

Write down the confirmation number, amount, date and account number. If the account is already under cutoff notice, call customer service during office hours.

Phone tip: Phone payment is good for fast payment, but the customer portal gives more visibility because it can show amount owed, past payment information and bill PDFs.

04 — Drop Boxes and Area Banks

NKWD Drop Box Locations, Heritage Bank Payments and Mail Address

NKWD lists three payment drop box locations and also says customers can visit local Heritage Bank locations for expedited payment processing when they have a bill copy or customer/account number.

Payment LocationAddressUse It For
NKWD Central Facility2835 Crescent Springs Road, Erlanger, KY 41018Drop box and main office reference.
Campbell County Public Library3920 Alexandria Pike, Cold Spring, KY 41076Drop box location listed by NKWD.
SD11045 Eaton Drive, Fort Wright, KY 41017Drop box location listed by NKWD.
Area BanksLocal Heritage Bank locationsExpedited payment processing with bill copy or customer/account number.
Mailing AddressP.O. Box 18640, Erlanger, KY 41018Official NKWD mailing address shown on contact page.
Drop box tip: Use drop boxes only when there is enough processing time. If your account is delinquent or close to cutoff, portal or phone payment plus a customer-service call is safer.

05 — Late Penalties and Payment Plans

NKWD Delinquent Bills, 10% Late Penalty, Cut-Off Notices and Payment Plan Rules

NKWD’s billing rules distinguish quarterly and monthly billing. Once a bill becomes delinquent, a 10 percent late penalty is included and shown as the gross amount or pay-this-amount-after-due-date figure.

Quarterly bills

Become delinquent 30 days after the billing date, with 10% late penalty.

Monthly bills

Become delinquent 15 days after billing date, with 10% late penalty.

Payment plans

Must be requested before termination; not after service is terminated.

1
Check whether your bill is monthly or quarterly
The delinquent timing is different

Quarterly water bills become delinquent 30 days after the billing date. Monthly water bills become delinquent 15 days after billing date. Both can include a 10% late penalty once delinquent.

2
Act before the cutoff notice becomes urgent
Do not wait until termination

NKWD says quarterly bills not paid within 45 days after the billing date can receive a 15-day cut-off notice. Monthly bills not paid within 16 days after billing date can receive a 10-day cut-off notice.

3
Request payment plan before service termination
Payment plans are not offered after termination

NKWD says customers must apply for a payment plan agreement in advance of the termination date. Once service has been terminated, a payment plan will not be offered.

4
Know the 1/3 upfront payment rule
Applies to payment plan/extension requests

For arrears under $150, NKWD says a customer may apply for up to a 30-day extension and must pay 1/3 of the bill at application. For arrears over $150, the customer must pay 1/3 and apply for a longer payment plan not exceeding 180 days.

Cutoff tip: If your account is already under a cut-off notice, do not rely on slow payment routes. Call 859-578-9898 and ask what payment method and amount are needed to protect service.
Insider Tips

Real NKY Water Bill Tips That Save Time, Late Fees and Service Stress

These practical checks help Northern Kentucky Water District customers avoid wrong portals, missed notices, drop-box timing issues, duplicate payments and payment-plan problems.

Tip 01

Use portal for bill history

The Customer Portal can show past payment information, which helps avoid duplicate payments.

Tip 02

Go paperless for faster notice

Select paperless in the portal if you want bills delivered by email.

Tip 03

Do not wait for cutoff

Payment plans must be requested before termination, not after service is disconnected.

Tip 04

Know monthly vs quarterly timing

Monthly and quarterly bills have different delinquent and cut-off notice timelines.

Tip 05

Use phone pay when urgent

The automated phone payment line is available 24/7 at 859-578-9898.

Tip 06

Separate water from SD1

NKWD is water. Sanitation District No. 1 may handle wastewater/stormwater billing separately.

06 — Help

NKWD Customer Service Phone, Office Address, Emergency Shut-Off and Map

Use NKWD customer service for billing questions, service turned on or off, payments, general water account questions, urgent matters and leak reporting. For after-hours emergency shut-off, use the dedicated emergency number.

ResourceUse It ForOfficial Detail
Pay Your BillOfficial payment options and portal linkOpen Pay Your Bill
Customer PortalPay account, PDF bill, paperless billing, amount owed, payment historyOpen Paymentus portal
Main Customer ServiceBilling, payments, service turn-on/off, leaks, general questions859-578-9898
Monday–Friday, 8 a.m.–5 p.m.
Main OfficeCustomer service / central facility reference2835 Crescent Springs Road
Erlanger, KY 41018
Mailing AddressOfficial mail correspondence/payment addressP.O. Box 18640
Erlanger, KY 41018
After-Hours Emergency Shut-OffUrgent after-hours emergency shut-off513-244-9016
Water QualityWater quality questions and reports859-441-0482
Payment PlansPre-termination extension or payment-plan rulesOpen Payment Plan Agreements

Northern Kentucky Water District Main Office

2835 Crescent Springs Road, Erlanger, KY 41018. Call 859-578-9898 before visiting if your issue is delinquent, payment-plan related, or needs urgent account review.

Open Map
Before calling: Keep your customer number, account number, service address, latest bill, payment confirmation, cutoff notice, payment-plan question or leak details ready.

07 — FAQ

NKY Water Bill Pay, Paymentus Portal, Phone Payment, Drop Box and Payment Plan FAQs

These answers cover common Northern Kentucky Water District payment questions before paying online, calling the automated phone line, using a drop box or asking for payment-plan help.

QWhere do I pay my NKY water bill online?

Use the official Northern Kentucky Water District Pay Your Bill page and open the Paymentus Customer Portal to pay online.

QWhat is the NKWD water bill phone payment number?

NKWD says customers can pay by phone 24 hours a day, 7 days a week. Call 859-578-9898 and follow the prompts for the Automated Payment Option.

QCan I get my NKWD bill by email?

Yes. NKWD says customers can log in to the Customer Portal and select “Yes” for the paperless option to receive the bill by email.

QCan I download a PDF of my NKWD bill online?

Yes. NKWD says customers can log in to the Customer Portal to pay the account or download a PDF of the bill.

QWhere are NKWD drop boxes located?

NKWD lists drop boxes at the NKWD Central Facility, 2835 Crescent Springs Road in Erlanger; Campbell County Public Library, 3920 Alexandria Pike in Cold Spring; and SD1, 1045 Eaton Drive in Fort Wright.

QCan I pay my NKWD bill at a bank?

Yes. NKWD says customers can contact their bank for bill payment processing options, and NKWD customers can visit local Heritage Bank locations for expedited payment processing with a copy of the bill or customer and account number.

QWhat is the NKWD main office address?

The Northern Kentucky Water District main office is located at 2835 Crescent Springs Road, Erlanger, KY 41018.

QWhat is the late penalty for NKWD water bills?

NKWD says quarterly bills become delinquent 30 days after the billing date and monthly bills become delinquent 15 days after the billing date. Once delinquent, a 10 percent late penalty is included.

QDoes NKWD offer payment plans?

Yes. NKWD offers payment plan agreements for customers who may have service terminated for non-payment, but the customer must apply before the termination date.

QIs WaterBillsPay.org the official NKWD website?

No. WaterBillsPay.org is an independent informational guide. Use official Northern Kentucky Water District resources for final payment, account, service and emergency decisions.

Final takeaway: For NKY water bill payment, use the official Northern Kentucky Water District Pay Your Bill page, Paymentus Customer Portal, or 24/7 phone payment at 859-578-9898. For delinquent accounts, call before the termination date because payment-plan agreements must be requested before service is shut off.

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